High Risk Merchant Accounts

The Power of International Merchant Accounts

Published by admin in International Merchant Accounts on December 12th, 2011 | No Comments »

Global payment solutions are International Merchant Accounts which give online businesses the credit card firepower to accept currencies of various denominations from their online customers around the globe.

Outside of the US, UK, Germany, France and Italy a lot of online businesses operating, are denied an appropriate overseas international merchant account. They become immobile and are unable to carry out muti-currency e-commerce transactions, as a consequence of this action. They then lose the ability to sell their products and services to customers in foreign countries without international merchant accounts.

All that have changed High-risk-merchant-accounts. Hands with Merchant acquiring banks located in over 10 countries worldwide have been joined the high-profile credit card processing company. For most offshore online businesses this merchant acquiring collaboration has now made it simple for international merchant accounts to be obtained. In over 50 countries worldwide Online businesses and moto (mail order telephone order) businesses now readily benefit from the prevalence of multi-currency payment processing with international merchant accounts through High-risk-merchant-accounts. To a whole new experience this feature takes credit card transactions.

Shopping cart software, a Virtual Merchant Management Center and fraud screening features include the attaining international merchant accounts upon opening an international merchant account with High-risk-merchant-accounts specific features that come along with.

What is the usual timeframe from when I submit my merchant account application to actually receiving a merchant account approval?

Published by admin in International Merchant Accounts on December 11th, 2011 | No Comments »

From one of its’ merchant acquiring bank providers within 3 working days High-risk-merchant-accounts generally receives an answer. Upon receiving a merchant account approval notice an High-risk-merchant-accounts Account Manager communicates all the credit card processing terms and conditions of the bank to the merchant. A merchant account contract is emailed to the merchant for them to sign and return the contract back to High-risk-merchant-accounts, if the merchant accepts the offer. Usually 24-48 hours later can start live processing.

Tags: merchant account, merchant account approval

Pharmacy Merchant Accounts

Published by admin in Pharmacy Merchant Accounts on December 11th, 2011 | No Comments »

Selling prescription drugs online can challenge the state on top of shifting regulations and industry standards. You just do not have to worry much about your merchant account. Just do not think about problems with High-risk-merchant-accounts, because we connect you with a network of offshore merchant banks that know the real needs of pharmacy merchants.

Merchant Account Challenges for Online Pharmacy Merchants

You run into trouble getting approved for a pharmacy merchant account? There are several reasons which tell us why it might be tough to find a workable payment processing solution for your online pharmacy. And all the reasons they comes down to risk.

If you meet online pharmacies abroad, it means that they have such place in order to provide prescription drugs to U.S. and UK consumers. And their prices will be much lower than the domestic market.

Online pharmaceutical merchants are subject to the ever-changing regulations of the countries they sell to.

Online pharmacy merchant accounts “high risk” is consider by traditional domestic merchant banks.

The High Risk Merchant Account Solution

High-risk-merchant-accounts works with an established network of offshore banks with broad-minded underwriting policies that get us to accept online pharmacy merchant accounts. to To take more credit card processing risks we can only with our solid infrastructure. We also can help online pharmacy merchants providing third-party merchant accounts and offering credit card processing options with little or no processing history and many other factors that will influence on the growth of their risk profile.

Start Processing Credit Cards Online–Fast

If you need to get your merchant account simply call +1 800-318-2713 or contact us online (external link). Just speak to one of us friendly, knowledgeable account representatives. Once you’ve submitted your completed application, during 3 working days High-risk-merchant-accounts generally will receive an answer from one of its merchant acquiring bank providers. After you’ve signed an agreement with a bank live processing for pharmacy merchants can usually start 24-48 hours.

Tags: Merchant Accounts, Pharmacy Merchant Accounts

Published by admin in High Risk Merchant Accounts on December 10th, 2011 | No Comments »

High Risk Merchant Account Breakdown

Do you want to get credit cards processing online, over the phone, or via mail order? Have you had a tough time getting approved for a high risk merchant account? If so, you may be wondering: What is it – “high risk”, and how does it apply to my business?

What is a High Risk Merchant?

Any business where there is no customer’s signature on the receipt of the credit card purchase – all e-commerce and mail order/telephone order (MOTO) businesses – has the potential to be labeled “high risk” by banks providing merchant accounts. In the list below you will find out what high risk merchants consider which some card-not-present businesses include:

Adult entertainment merchants

Online travel merchants

E-Cigarette merchants

Online pharmacy merchants

Online spieling merchants

Pre-paid calling card merchants

VOIP merchants

Offshore merchants

International merchants

Mail Order / Telephone Order (MOTO) merchants

FOREX merchants

tobacco merchants

In case of not being aware in what industry you are, your business may be considered high risk if:

Starting a new e-commerce business you expect high monthly sales volumes.

You have a history of customer disputes or a high chargeback rate.

Availability of a high average transaction value.

You offer a subscription product or service.

You’ve had a merchant account terminated by a bank in the past.

You have recent bank failure or just a poor credit history.

High Risk Means Hard Times

If your business is considered to be high risk, you might be refused for a merchant account without knowing the reason. Even if you are approved for a high risk merchant account, banks might set strict trading conditions that make it impossible to run a benificial business. High risk merchant accounts often require:

Large up-front deposits

Delayed payouts

High reserves

High credit card and transaction fees

Caps on processing volume

All of those restrictions can mean the difference between your business’ success and failure.

High-risk-merchant-accounts specializes in high risk merchant accounts. How do we do it? Without any difficulties.

We have fixed relationships with a network of acquiring banks that agree with merchants in high risk industries, including online pharmacies, internet dating, credit repair and adult merchants.

We admit third-party merchant accounts for businesses with lower sales volumes – with the option of upgrading to a direct merchant account in case if your sales increase.

Just for qualifying merchants, High-risk-merchant-accounts will take on some of the financial risk, increasing capability to your approving for a high risk merchant account.

Our friendly, well-informed customer service team will show you the process how to apply to one or multiple high risk merchant accounts, so you can find the right solution for your business.

Fast, cost-effective solutions for high risk merchant accounts

We know that every high risk merchant is not equal, so our accounts are not one-size-fits-all. Your business will influence on the rates variation. High risk merchants with monthly sales turnover higher than one million dollars generally pay between 4-5% for their merchant account. High risk start-up businesses and those with monthly sales of less than $50,000 per month can expect receiving rates between 5-8%. Moreover, one more important thing that with High-risk-merchant-accounts our service fees are clear and uncomplicated, and never make you feel upset.

Here’s how it works:

To begin the process of application just apply for a high risk merchant account on High-risk-merchant-accounts.biz, or contact us via phone or email.

Since we have got your application, you should expect an answer from one of our merchant acquiring banks during three working days.

We’ll send you the bank’s credit card processing terms and conditions.

You can start processing in 24-48 hours if you agree and return a signed contract by email.

Our approval rate is 98%

High-risk-merchant-accounts, we have the business which without any doubt help your business – and our numbers speak for themselves.

Tags: High Risk Merchant Account Breakdown, High Risk Merchant Accounts, Merchant Accounts, What is a High Risk Merchant

Getting a suitable International Merchant Account

Published by admin in International Merchant Accounts on December 8th, 2011 | No Comments »

To begin searching for the perfect international merchant account the Internet is the best online resource. Shop around to get an idea of the various deals that merchant service firms have to offer. You can choose a reputable Payment Service Provider, for at least 3 years one that has been in business, is highly advisable. Make sure that by telephone the Payment Service Provider is easily reachable and is quick to reply to your merchant account questions. Moreover make sure you are not paying any application fees for your merchant account. Once by the merchant acquiring bank your merchant account application has been approved, generally speaking, a Merchant account fee is charged. Between $500 up to as much as $1000 ranges this generally.

Tags: Get International Merchant Account, Getting a suitable International Merchant Account, International Merchant Account

Gambling Merchant Accounts

Published by admin in Gambling Merchant Accounts on December 7th, 2011 | No Comments »

Why Merchant Account is very necessary for online gambling merchants?

All legalized, online gambling sites demand Internet merchant accounts to allow their customers to make a deposit or place a bet with their credit card.

It is almost impossible to run a beneficial online gambling operation without a merchant account that provides the process of credit card solutions for customers in real time. Most merchant account providers avoid these merchants. The business may be profitable but most find it much more dangerous than the adult services and may allow adult service providers in their merchant panel but prohibit online casino sites.

Why High-risk-merchant-accounts.biz provides Merchant Accounts for online gambling businesses?

The providing merchant accounts to online gambling businesses started out by High-risk-merchant-accounts.biz in 2001. Some of these companies have since become Blue-Chip companies on the UK and other European stock exchanges, whilst others have left private and through their online merchant accounts continue to process millions of dollars monthly. We realize this market will continue to acquire worldwide, High-risk-merchant-accounts therefore shall continue to provide the process of online payment for online gambling businesses for years to come.

Bill Would Reverse Online Gambling Ban (in the US) (external link)

What are the general Rates adult Merchants pay for their credit card processing accounts?

Online Gambling merchant account rates are assessed on a case by case basis. Gambling merchants with turnover that is the highest in a month sales in immoderation of $1 million generally pay between 3-4% for their merchant account, whilst start up gambling merchants and, those online gambling merchants with the lowest monthly sales turnover (less than $50,000 per month) generally get rate offerings between 5-6%.

What is the usual period of time from what I submit my merchant account application to receive a merchant account approbation?

One of merchant acquiring bank providers sends to High-risk-merchant-accounts the answer from within 3 working days. An High-risk-merchant-accounts Account Manager, upon receiving a merchant account approval notice, communicates all the credit card processing terms and conditions of the bank to the merchant. If the offer is accepted by the merchant, a merchant account contract is emailed to the merchant for them to sign and return the contract back to High-risk-merchant-accounts. Live processing can usually start 24-48 hours later.

Our approval rate is 98% and you eventually will be able to get the chance to prove that your business will be a great success!

Tags: Gambling Merchant Accounts, gambling merchants, Online Gambling Ban, online gambling merchants

What are the general Rates International Merchants pay for their International merchant account?

Published by admin in International Merchant Accounts on December 7th, 2011 | No Comments »

On a case by case basis are assessed International merchant account rates. In excess of $1 million generally pay between 3-4% for their merchant account turnover online merchants with high monthly sales, whilst start up online merchants and, those online merchants with low monthly sales turnover (less than $50,000 per month) generally receive rate offerings between 4-5% for their merchant account.

Tags: International Merchants, pay for International merchant account, Rates International Merchants

Why do I Need a High Risk Merchant Account?

Published by admin in High Risk Merchant Accounts on December 5th, 2011 | No Comments »

High Risk Merchant Accounts

Have you been refused a merchant account because of the bank’s request that your business is too high risk? Was it unable for you to get an account without limited trading conditions? Or, have changes in your business caused your bank to close your existing merchant account?

High-risk-merchant-accounts creates customized merchant banking solutions for businesses like yours every day. How can we do it? By providing a state-of-the art payment gateway and partnering with an extensive order of banks that understand the real payment processing that high risk merchants need.

Why do I Need a High Risk Merchant Account?

Everyone knows that skydiving is a high risk. But what do you think about accepting credit cards online, over the phone, or via mail order? You don’t have to forget about this high risk, cause traditional domestic banks may not approve your merchant account application if:

- The credit card receipt is not signed by your customers. (Card-not-present processing.)

- Your business is a start-up with an unchecked credit history.

- Bad credit takes place in your business.

- You need to process a high volume of credit card transactions. (Over $25,000 a month.)

- Your business has grown from the smallest to medium or the highest volume.

- Your business operates in certain “ventures”, like online pharmacies.

- You offer a free trial followed by a recurring monthly payment.

- Your average transaction is over $500.

- Seasonal or occasional sales influence your business.

- You sell to international customers, or plan to process payments in foreign currencies.

- You have a history of excessive refunds.

In case if your merchant account was closed by a bank in the past; if you’ve ever provided opposite information on a merchant account application; or if you’ve had problems with customer service, you may also can experience a hard time while getting a merchant account.

There is Hope for High Risk Merchants.

High-risk-merchant-accounts believes that every lawful, legal business is to find a workable high risk merchant account solution – and we’re here to help you.

How does it Work?

When you contact High-risk-merchant-accounts, you are to talk to a real person who is a real expert in high risk merchant accounts – not just a salesperson. Your personal merchant account advisor will match your business to one or more of our extensive network of international banks. These banks have liberal underwriting policies that allow them to take on high risk merchant accounts like yours. We recommend that multiple high risk merchant accounts can be applied by high risk merchants in order to vary their risk exposure. For qualifying merchants, High-risk-merchant-accounts will take on some of the financial risk, effectively acting as a co-signer for businesses we believe in.

Once the ideal merchant account solution have been found for your high risk business, in this situation we’ll get you up and running with High-risk-merchant-accounts’s state-of-the-art PCI-compliant payment gateway, so your credit cards can be started processing in as little as 2-3 business days.

The Right Choice for High Risk Merchants

If you’re a merchant under the risk exposure, finding the right merchant account can mean the difference between success and default. High-risk-merchant-accounts’s high risk merchant accounts:

Don’t demand large upfront deposits

Don’t load excessive setup fees

Don’t limit the merchant’s processing sales turnover

Don’t charge double-digit discount rates.

Tags: High Risk Merchant Account, How does it Work, merchant account, The Right Choice for High Risk Merchants, Why do I Need a High Risk Merchant Account?